If you face the risk of foreclosure and need help, communication is the key.  The following organizations and helplines can provide useful information and counseling for those in need of assistance.  And, as always, you can contact any of my offices for help.

The Hope Now Alliance

The HOPE NOW Alliance is available 24 hours a day, 7 days a week to help those who are struggling to keep up with their mortgage payments. 

By calling 888-995-HOPE, you can receive personal, confidential counseling about your particular housing concerns.  HOPE NOW provides this service completely free of charge, and your call will go straight to a professional counselor.

Also, by calling the HOPE NOW hotline, you can receive free, in-person financial counseling services through NeighborWorks America, a non-profit organization that has local representatives in all 50 states.

U.S. Department of Housing and Urban Development

HUD is a federal agency dedicated to increasing homeownership, supporting community development, and increasing access to affordable housing.  They offer helpful tips to avoid foreclosure and a helpline for those in need.  You can reach HUD by calling 800-569-4287. Click here here to see HUD's tips for avoiding foreclosure.

HOPE for Homeowners

The HOPE for Homeowners program will refinance mortgages for borrowers who are having difficulty making their payments, but can afford a new loan insured by HUD's Federal Housing Administration (FHA). The program begins October 1, 2008 and ends September 30, 2011.

California Home Mortgage Information 

Here you will find helpful information and links if you are considering buying a home, or if you already own a home, or have a mortgage and may be experiencing difficulty in keeping your payments current.